1. Who We Are
BuildCreditCanada.ca ("we", "us", or "our") is a personal finance information website operated by an individual based in Canada. Our website is located at buildcreditcanada.ca. If you have any questions about this policy, you can contact us at patnaik7@gmail.com.
2. What Information We Collect
We only collect information that you voluntarily provide to us. This includes:
- Email address — when you sign up to receive our free guide or newsletter through a form on our website.
We do not collect your name, address, phone number, or any payment information.
3. How We Use Your Information
Your email address is used solely to:
- Send you the free guide you requested
- Send occasional emails with financial tips, updates, and resources relevant to newcomers in Canada
We will never sell, rent, or share your email address with third parties for marketing purposes.
4. Email Marketing (Kit)
We use Kit (formerly ConvertKit) to manage our email list and send emails. When you subscribe, your email address is stored securely on Kit's servers. Kit is a reputable email service provider that complies with applicable privacy laws. You can review Kit's privacy policy at kit.com/privacy.
You can unsubscribe at any time by clicking the "unsubscribe" link at the bottom of any email we send you.
5. Cookies and Analytics
Our website may use basic analytics tools (such as Google Analytics) to understand how visitors use the site — for example, which pages are most visited and where visitors come from. This data is aggregated and anonymous. No personally identifiable information is collected through analytics.
Most browsers allow you to control cookies through their settings. Disabling cookies may affect some functionality of the site.
6. Hosting and Infrastructure
Our website is hosted on Vercel, a secure web hosting platform. Vercel may collect basic server logs including IP addresses as part of standard web hosting operations. You can review Vercel's privacy policy at vercel.com/legal/privacy-policy.
7. Affiliate Links
Some links on our website may be affiliate links. This means we may earn a small commission at no extra cost to you if you click through and make a purchase or sign up for a service. We only recommend products and services we genuinely believe are useful for newcomers to Canada. Affiliate relationships never influence our editorial content or recommendations.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.
9. Children's Privacy
Our website is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it.
10. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request that we correct or delete your personal information
- Unsubscribe from our emails at any time
To exercise any of these rights, please contact us at patnaik7@gmail.com.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date. Continued use of the site after changes are posted constitutes your acceptance of the updated policy.
12. Governing Law
This Privacy Policy is governed by the laws of Canada, including the Personal Information Protection and Electronic Documents Act (PIPEDA) where applicable.